Delivering independent financial advice
Establishing a client relationship
We will clearly explain the services to be provided to you and will define your and our responsibilities within our relationship. We will explain how and when the firm will be paid and agree how long the professional relationship should last.
Gathering data, objectives and goals
We will ask for information about your financial situation and any existing plans you have and will discuss your needs and goals and your ideal timescales to achieve them. We will also discuss how you feel about various financial risks.
Analysing and evaluating your financial status
We will analyse the information gathered to assess your current situation and determine what you need to do to meet your needs and goals and will then formulate a plan for you.
Presenting the plans and recommendations
We will discuss the plan and offer recommendations that address your needs and goals and will help you understand them fully so that you can make an informed decision.
Implementing the recommendations
We will implement the recommendations for you or coordinate the process if other professionals are required to be involved such as solicitors, accountants or other specialists.
Monitoring and reviews
We will agree a review schedule with you to monitor the progress of the recommendations and make any amendments to them should your circumstances or other relevant factors change.
You can arrange a free initial consultation. This includes a discussion about your financial needs which would help us to understand where you may need assistance. From this, we will explore your options and explain how these may benefit you.
To contact us to arrange your free initial consultation please phone, email or send us a message via our online form by clicking on the link below.
What we have to offer
Investment portfolio review
Care fees planning
Cash flow modelling
School Fees Funding
Inheritance tax mitigation
We offer a comprehensive range of individual financial planning services including:
Care Fees Planning
Savings & Investments
School Fees Funding
Tax Planning & Mitigation
Wills, Trusts & Lasting Powers of Attorney
Retirement Income Modelling & Shortfall Planning
Key features of our company
Toft Financial was established in 2015, with the objective of providing quality Independent Financial Advice to our clients and helping them to identify and realise their financial goals.
We appreciate that everyone's circumstances and requirements will be unique. Therefore, we take a bespoke approach to providing advice, paying careful attention to each person's individual needs. This helps to ensure that our advice is tailored to exact requirements, rather than just picking an 'off the shelf' solution.
Ours is a professional approach, treating all our customers fairly when addressing their needs. We are committed to our program of continuous professional development and we have the support of LJ Financial Planning, who provide access to a highly qualified research team and administrative support, all of which helps us to deliver a high quality financial planning service to you, our client.
We also have access to a Pensions Specialist who is one of the most highly qualified financial advisers in the UK.
As an appointed representative of Keystone Financial Limited, a regional firm who provide a number of services to local financial advisers, Toft Financial Planning Limited benefit from a wide range of additional support services including: Technical support, Fund management service, Research package, Support and training for additional financial services qualifications.
The support and services that Keystone Financial Ltd provide to Toft Financial enables us to spend more time focusing on helping our clients and providing a high standard of advice.
Not sure what's best for you? Let us help you decide.
Get in touch to book a free appointment. Send us a message or request a call-back:
104 Grove Park, Knutsford, Cheshire, WA16 8QB
Phone: 01565 649491